EdFinancial

EdFinancial Services is a trusted student loan servicer that manages federal and private loans, helping borrowers with repayment, billing, and account support. Founded in 1987 and based in Knoxville, Tennessee, it works with the U.S. Department of Education to service Direct Loans, PLUS Loans, Consolidation Loans, and legacy FFEL loans, while also handling select private loans. Borrowers can access flexible repayment plans, including income driven repayment, and programs like Public Service Loan Forgiveness. With online account tools, auto‑pay discounts, and guidance on forgiveness options, EdFinancial simplifies loan management and supports long‑term financial stability.